U.S. borrowers
Explore investment-property financing based on your property, goal, credit and available funds. Purchase, refinance and renovation scenarios can each need a different structure.
Explore financingINVESTORS
U.S. property. Different starting points.
Financing conversations for U.S. borrowers, Canadians and other foreign nationals.
Canadian investors
Review foreign-national eligibility, U.S. credit considerations and the ownership chain before choosing a lender. Your Canadian credit or entity does not automatically meet U.S. program requirements.
Common questionsOther foreign nationals
Tell me your country of residence, intended ownership structure and any U.S. credit history. Nationality, documentation, property and lender restrictions can affect available options.
Discuss your situationA practical starting point for foreign nationals.
Some U.S. investment lenders consider foreign-national borrowers. The property, residency, credit profile, available funds and ownership structure affect which options can be explored.
You do not need to have every detail worked out before contacting me. Start with the property, your financing goal and what you know about the numbers.
Discuss Your DealCOMMON QUESTIONS
International Investors
Can a Canadian finance a U.S. investment property?
Some lenders consider Canadian and other foreign-national borrowers. Citizenship, residency, property, ownership and available funds help determine the options.
Do I need a U.S. credit score?
Not every program requires a U.S. credit score. Some lenders consider foreign nationals without established U.S. credit history. Other lenders require U.S. credit or another permitted credit review. I can help you explore the requirements for your residency and property.
How much down payment will I need?
The required down payment varies. Leverage, property type, income, borrower profile and lender limits matter; allow separately for closing costs, reserves and renovation funds.
Do I need an LLC?
An LLC is not a universal requirement. Lenders may accept different ownership structures, and the entire ownership chain can matter. Review tax and legal implications with qualified advisers before forming or changing an entity.
What documents might be required?
The lender may request borrower identification, proof of funds, credit information, entity documents and property records. Start by sharing the deal basics; provide sensitive records only through the lender’s secure process.