LEARN

Understand the loan. Understand the property.

Practical guides to DSCR financing, property cash flow and the lender’s review for U.S., Canadian and international investors.

Understand the non-QM and specialist financing I help investors explore.

No U.S. credit history? You may still have options for a U.S. investment property.

Understand why investment lenders look closely at the property’s income.

Separate the lender’s coverage calculation from your actual cash-flow budget.

Look at the financing structure and the property’s real operating needs.

Understand the documents behind a rent estimate.

Prepare the basics first, then use a secure process for sensitive records.

What happens as a property and borrower move through a lender’s review.

DSCR, PITIA, LTV, LTC, ARV, seasoning and other common terms.

Browse questions by borrower, rental, renovation and process.